American Express travel: How to make AMEX work for you

Travelling with American Express: What you need to know

American Express is one of the most popular credit cards in the world. Generally, it's a good idea to use a credit card when you travel for a number of reasons. Firstly, it's easier to use a credit card for a hotel deposit. If you only have a debit card, it may take a long time for the deposit to be returned. With a credit card, it's instant. Secondly, credit cards like American Express protect you against fraud and scams, as you can cancel payments made without your permission.

Finally, using a credit card is a great money-saving hack. You'll build up points, which can save you money in the long run. Of course, always make sure you use your credit card responsibly. Don't treat it as a loan, and don't spend money you can't afford. If you can pay it off in full each month, a credit card becomes a valuable tool.

American Express reward points and Avios

In the UK, American Express has a partnership with British Airways. This can lead to amazing bonuses, particularly for new users. As well as Avios, you'll also accrue American Express reward points whenever you use your card. Each point is usually worth around £0.01, although the exact rate varies depending on what you're spending them on. Check your specific card for the rate of earning points. Frequent travellers should look for American Express cards with higher rewards when they spend money abroad.

How to maximise your points and Avios with American Express

First of all, keep an eye out for special deals. Don't rush to sign up for a credit card. Instead, wait for a special sign-up bonus with extra Avios. These kinds of deals are often only available for new customers. Before signing up, you should also think about how much you'll benefit from Avios. They're particularly useful if you like to travel long-haul, as you'll be able to maximise your savings. If most of your holidays are short-haul hops to European destinations, then there may not be any particular need to get this credit card.

FAQs about American Express travel cards and insurance

Q: How much is 50,000 Amex points worth for travel?

A: In general, 50,000 American Express Membership Rewards points are worth approximately £500. However, the exact value can vary according to how you use them. You can redeem Amex points for flights at a value of £0.01 per point. If you want to use points to book accommodation, hotel bookings often take them at a value of £0.07 per point.

Q: Can you get discounted flights with Amex?

A: Yes. If you have a Platinum Card or Centurion Card, you'll be able to get discounts on international first, business and premium economy tickets. One cardholder can book discount flights for up to eight travellers.

Q: Is the American Express card good for travel?

A: American Express cards are great for booking travel. However, you may find that smaller merchants don't accept these cards in many countries, even if they take VISA and Mastercard. This is because merchant fees are sometimes higher with American Express. Make sure to have an alternative card, just in case.

Q: How can you get 80,000 Amex points?

A: The easiest way to build up Amex points is by spending regularly with your American Express card. You can get bonus points by shopping with American Express Bonus Partners. Additionally, watch out for special deals and offers that can give you extra points.